Listing provided courtesy of Engel & Volkers PensacolaMLS# 678827MLS Provider
  • 115 days on site
  • 1 views

If you thought being right in the heart of downtown didn’t allow you to be tucked into a quiet & private community, you’d be mistaken! This charming 2-bedroom, 2.5-bath offers the perfect blend of character, comfort, and unbeatable location. The home feels like a hidden retreat while still being right next to the action—an ideal pied-à-terre or full-time residence. Inside, you’ll find an inviting space filled with natural light thanks to three skylights & extra added windows. There is laminate flooring throughout (no carpet!), crown molding, chair rail detailing in the dining room, and custom lighting. The living room features a cozy wood-burning fireplace and custom built-in bookcases. The kitchen features granite countertops, a pantry, and laundry just off the kitchen, with the washer and dryer conveying. Upstairs there are two generously sized ensuites with oversized closets, walk-in showers, and vessel sinks. Plantation shutters, recessed lighting, and thoughtful touches like kitty doors add personality and practicality. A wrought iron balcony and interior staircase add additional architectural charm. Step outside to a covered patio and bricked courtyard with an arbor and pergola that create a distinctly New Orleans–inspired outdoor living space, perfect for relaxing & entertaining. The home is well cared for with a 2020 metal roof and reinforced balcony, 2018 HVAC system (serviced in 2025), & a 2023 Reme Halo air purification system. It is all electric and impressively energy efficient, with power bills averaging around $160/mo. Constructed with hardcoat stucco, wood, and brick, the property has never experienced water intrusion—even through major storms like Ivan and Sally. Two outdoor sheds convey. Enjoy Palafox Reimagine Project - The New Palafox - which is due to be complete in May 2026. This home has been lovingly cared for by current owners of almost 25 years, and you’d be hard-pressed to find a better spot downtown.

Source: Pensacola MLS, MLS#: 678827

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  • Property Type
    Residential
  • Lot
    0.03 acres

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Owning this Home

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 109 Calle De Santiago Ct


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
6/6/2026Source: Pensacola MLS Price Reduction
$629,000 -1.7%
3/6/2026Source: Pensacola MLS Added to Database
March 06, 2026